verushka70

I'm no insurance expert, but could you maybe drop COBRA, but get some kind of catastrophic coverage? COBRA is insanely expensive. I was paying $350, and then dropped it in favor of catastrophic insurance and that was $70 a month.

The thing is, a couple people have pointed out that if you lose your insurance for more than 60 days, any new insurance can exclude pre-existing conditions for up to 12 months of your new coverage. Since I have depression and asthma (and breathing is not really an option), it would be nice not to have those excluded. . . I'm leaning towards the COBRA. I know it's insanely expensive, but my mom's gallbladder surgery while she was unemployed and uninsured (to the tune of $12,000 in medical bills) is kind of looming large in my mind right now. . .